The Overlooked Credit Card Benefit
Most travel credit cards offer an annual hotel credit that acts like free money for cardholders. However, very few people remember to take advantage of this valuable perk.
How It Works
- Many travel cards provide credits ranging from $50 to $300 each year.
- These credits typically apply to incidental hotel charges such as room service, spa treatments, or dining.
- The credit often resets annually, making it a recurring benefit.
Common Mistakes
Cardholders frequently forget to use their hotel credits because:
- They assume the credits automatically apply without action.
- The credits can be obscure in their terms or easy to overlook in statements.
- Some travelers do not stay at hotels or use services covered by the credit within the year.
Expert Advice
Remembering to use your hotel credits can effectively save hundreds of dollars annually without changing travel habits. Set reminders or check your card benefits regularly to avoid missing out.
"Most travel cards hand you an annual hotel credit that's basically free money, but almost no one remembers to use it."
This hidden benefit can turn unused credits into real savings, making it worthwhile to track and utilize hotel credits each year.
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